Could a few missed payments today close the door to a mortgage or small business loan tomorrow? This article looks at how credit history affects loans in Africa. It focuses on South Africa’s market. It explains what a credit history is and how it differs from a credit score. Lenders use credit history to decide […]
Tag Archives: Creditworthiness assessment
23
Sep
Sep
Could a single missed payment today decide whether you secure a mortgage with Commonwealth Bank or get turned down by a non-bank lender tomorrow? This article explains how credit history shapes the loan application process in Australia. It shows how applicants can improve their chances of secure loan approval. In Australia, credit history is a […]
23
Sep
Sep
Can a single missed payment today decide whether someone secures a mortgage or is limited to high-cost lenders tomorrow? This guide explains how credit history and credit scores shape loan outcomes across New Zealand. It covers major banks like ANZ, ASB, Westpac and BNZ, credit unions, and non-bank lenders such as Harmoney and Squirrel Money. […]
23
Sep
Sep
Could a single line on your credit report decide whether the Royal Bank of Canada or a digital lender approves your next loan? This article explains how credit history loan Canada decisions are made. It shows why Canadian credit history loans matter for interest rates and loan terms. It defines credit history as the record […]
01
Jul
Jul
Ever thought about what it takes to get a personal loan from Kiwibank? Knowing what Kiwibank needs for a personal loan can make applying easier. This section will look at Kiwibank’s loan requirements. You’ll learn about the documents needed and Kiwibank’s focus on responsible lending. This knowledge helps you prepare better for your loan application, […]