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Tag Archives: Financial History Impact

How Credit History Impacts Loan Applications in Australia

credit history loan australia

Could a single missed payment today decide whether you secure a mortgage with Commonwealth Bank or get turned down by a non-bank lender tomorrow? This article explains how credit history shapes the loan application process in Australia. It shows how applicants can improve their chances of secure loan approval. In Australia, credit history is a […]

How Credit History Impacts Loan Applications in New Zealand

credit history loan new zealand

Can a single missed payment today decide whether someone secures a mortgage or is limited to high-cost lenders tomorrow? This guide explains how credit history and credit scores shape loan outcomes across New Zealand. It covers major banks like ANZ, ASB, Westpac and BNZ, credit unions, and non-bank lenders such as Harmoney and Squirrel Money. […]